The Congress approved a new regulation that seeks to exonerate victims from paying unsolicited financial credits and avoid negative reports in credit bureaus, because of these.
Under this new legislation, the victim must notify the entity that he/she has been a victim of this crime. In addition, within the following 20 days, the victim must file a complaint to the Prosecutor’s Office. In this way, the entity must suspend the debt collection of the obligations and the reports in the credit bureaus.
If identity theft is proven, the victim will be exonerated from the collection and disassociated from the reports in the credit bureaus. Otherwise, the collection and the corresponding reports will be resumed, and, in addition, the complainant will face criminal responsibility for a false complaint.
